A motor vehicle accident occurred on 29.04.2006, around 9 am, when a motorcycle driven by the deceased, an Excise Guard, collided with another motorcycle.
Victim’s Injuries & Treatment: The deceased suffered a compound fracture of the second, third, and fourth metatarsals of the right foot, a simple fracture of the proximal phalanx of the left little finger, and a wound at the fracture site. He was treated as an inpatient from 29.04.2006 to 03.05.2006, then as an outpatient until 12.08.2006, after which he was referred for plastic surgery consultation. On 18.09.2006, he was admitted to a higher medical centre for a non-healing ulcer on his right foot.
Death: The victim was advised to undergo surgery and died abruptly on 18.09.2006, approximately five months after the accident. The cause of death was reported as pulmonary embolism/acute myocardial infarction.
Initial Findings: The Motor Accident Claims Tribunal found the death to be a direct consequence of the accident. However, the High Court overturned this finding, concluding that the death was not a direct consequence of the accident.
Law Involved
The case falls under the jurisdiction of the Motor Accident Claims Tribunal.
The central legal issue revolves around establishing direct causation – specifically, whether the injuries sustained in the motor vehicle accident were a direct cause of the victim’s death, which occurred several months later. The “factum of the accident and the death is undisputed. The controversy arose insofar as the death occurred after five months; whether the accident was a direct causation of the death”.
Reasoning
Appellants’ Contention: The claimants (appellants) argued that the death was a direct consequence of the injuries sustained in the motor accident, emphasizing that the non-healing ulcer on the right foot was a result of these injuries.
Expert Testimony (PW-1): The plastic surgeon (PW-1), who had treated the victim, reported the cause of death as pulmonary embolism/acute myocardial infarction. While initially stating a “proximity” between the injuries and death, PW-1’s cross-examination revealed no contraindications, heart complaints, hypertension, or diabetes related to the death. PW-1 also stated that the injuries sustained in the accident were “not serious in nature”. Furthermore, PW-1 deposed that such complications (pulmonary embolism/acute myocardial infarction) can be caused by prolonged bed rest, but also admitted the victim had a history of mild blood pressure and diabetes, with high cholesterol and a hypertrophy with strain pattern detected in pre-operative tests. PW-1 also stated that a postmortem, which could have ascertained the cause of death, was not conducted due to the family’s objection.
Witness Testimony (PW-2): The deceased’s wife (PW-2) stated her husband had no ailments, but this contradicted the expert opinion of PW-1, whom the claimants themselves presented.
High Court’s Rationale: The High Court elaborately considered the evidence, particularly PW-1’s testimony. It found that the death was not a direct cause of the accident, considering the time gap, the “not serious” nature of the initial injuries (as per PW-1’s cross-examination), and the victim’s pre-existing conditions like diabetes. The High Court observed that the non-healing ulcer, while prompting further treatment, did not necessarily indicate the injuries were severe enough to directly cause death. It also noted that the death could “very well have been the after effect of the surgery”. Crucially, the High Court found no specific period of bed rest substantiated by evidence to link it directly to the death, and no conclusive nexus between the accident and the death was established by expert medical opinion.
Lack of Clear Evidence: The Supreme Court noted that it cannot be assumed, without clear evidence, that the death was caused as a result of the injuries sustained in the accident. It concluded that there was not even a “preponderance of probability” based on the doctor’s evidence to support such a claim.
Holding
The Supreme Court found no clear evidence to substantiate that the death was caused as a result of the injuries sustained in the accident. It upheld the well-considered judgment of the High Court, which had rejected the claim for compensation for death. The appeal was dismissed.
Haseena & Ors. Vs The United India Insurance Co. Ltd. & Anr.
Supreme Court: 2025 INSC 1075:(DoJ 04-09-2025)




